ACUMA ONpoint
Episodes
112 episodes
How Credit Unions And Impact Capital Can Unlock Housing Affordability
Housing affordability isn’t just a headline; it’s the daily reality of members who earn good incomes and still can’t clear the down payment and payment hurdles for the home they actually need. We sit down with Eric Berg, co-founder of Duome, to...
Stop Collecting Tips And Start Practicing For Real Performance
Most training programs create smarter note-takers, not better performers, and you can feel the difference when the pressure is on. We sit down with Alex Kutsishin, CEO of Fuel, to challenge the way the mortgage and credit union world thinks abo...
Housing For The 21st Century: What Passed, What’s Next, And Why It Matters
A “very partial” shutdown sounds harmless until you realize it sits inside DHS, home to FEMA, and intersects with disaster timelines, loan pipelines, and homeowner resilience. We sat down with Annmarie Conboy-DePasquale, Senior Policy Advisor f...
Fair Lending Clarity For Credit Unions
Ever feel like the compliance goalposts won’t stop moving? We sat down with regulatory expert Michael Christians, Regulatory Compliance Counsel from Michael Christians Consulting, to cut through the noise and focus on what actually protects you...
Serve People, Not Profit: Rethinking Real Estate Lending
Leadership that earns trust, mortgages ready in 7–10 days, and a mission that puts people before profit, this conversation with Joe Rosado, SVP of Real Estate Lending and Business Services at Grow Financial Federal Credit Union, is a masterclas...
The Hidden Power Of Equity When Risk, Speed, And Experience Align
Most homeowners are sitting on record equity and aren’t eager to refinance into lower first-mortgage rates. That’s the opening. We invited Andria Lightfoot, VP of Client Services at FirstClose, to break down how credit unions can turn HELOC dem...
How Servant Leadership Keeps Credit Unions Relevant
Want a sturdier path to relevance in credit union mortgages? We sit down with Andrew Harris, VP of Mortgage Development at Truity Credit Union in Oklahoma, to unpack how servant leadership, consistent culture, and innovative use of technology c...
When Media Shouts Doom, Watch Applications And Act
Headlines keep screaming doom, but the data tells a different story. We sit down with Bill Bodner, Founder and CRO at Tabrasa, to unpack why last year was quietly strong for mortgages, how the spread between mortgage rates and the 10-year Treas...
Homes, Hope, And A Heavyweight’s Heart
A bed behind a safe door shouldn’t feel extraordinary, yet for many families it is. We sit down with former MMA fighter and Fight for the Forgotten founder Justin Wren to unpack how land, water, and shelter form a chain that pulls people from s...
How A Credit Union Lender Turned A Conference Debut Into A Career Breakthrough
The market didn’t get easier last year, so we sharpened our approach. We invited mortgage loan officer Allie Hager to discuss a year of stretching her skills, finding her voice at ACUMA's Make Your Mark Annual Conference in Denver, and transfor...
Inside The Road To Housing, CFPB Turmoil, And A Possible Shutdown
Housing policy is moving, stalling, and evolving all at once, so we brought in policy analyst Joel Herberman, from Brownstein Hyatt Farber Schreck, to cut through the noise. We begin with the Road to Housing Act, its removal from the defense bi...
How A Small Team Built Big Momentum And What We’re Planning Next
Year-end reflections are only useful if they’re honest, and that’s exactly where we go. We relive the moments that truly moved our community, an after party that validated creative risk, a rock paper scissors icebreaker that turned strangers in...
Shutdown Ends, Housing Policy Heats Up
A budget standoff ends, the lights come back on in Washington, and the housing world braces for what comes next. We examine the real consequences for lenders and borrowers when Congress relies on short-term fixes, including delayed hearings, st...
Homes Build Wealth, Credit Unions Deliver
Ready to rethink mortgages as more than a product line? We sit down with Jerry Reed, President and CEO of Member First Mortgage, to unpack why home lending is the most powerful lever credit unions have to build member wealth, stabilize neighbor...
Inside DC’s Standoff and the Road to Housing Act: What Credit Unions Need to Know
When Washington grinds to a halt, households and lenders feel the tremors long before the headlines fade. We break down the current full federal shutdown, why ACA subsidy deadlines hardened the standoff, how “essential” designations keep some s...
How A Credit Union Lifer Scales Impact With Fintech
What if the best way to serve members one-on-one is to scale their guidance to thousands? That’s the question we explore with Homebot’s Nicole Herrick, a credit union veteran who moved from the teller line and branch leadership to a fintech sea...
From Policy to People: How Credit Unions Can Rebuild Trust in Housing
Housing isn’t just math on a screen, it’s a story about stability, memory, and the people who fight to keep a roof overhead. We sit down with Julian Joseph, former FHA leader and founder of JYJ Consulting, to unpack what the “human side of hous...
Are You Building a Business or Just Winging It?
Consistency might be the most underrated superpower in the mortgage industry. While many professionals chase the next big strategy or market shift, Rebecca Lorenz, CEO and founder of Infinite Success Strategies, reveals a profound truth: your d...
Congress Faces Shutdown Threats While Credit Unions Gain Policy Wins
Annmarie Conboy-DePasquale from Brownstein Hyatt Farber Schreck breaks down crucial policy issues facing credit unions today, from the looming government funding deadline to major legislative wins. We examine the state of play in Washington and...
Networking, Knowledge, and New Perspectives: First-Time Attendees at ACUMA's Make Your Mark Conference
Ever wonder what it's like to step into a room of 600 mortgage professionals who feel more like coworkers than competitors? The unique collaborative spirit of credit unions takes center stage in this episode recorded live from ACUMA's Make Your...
Beyond Rate Wars: Meeting Members Where They Are
Tony Humphrey, VP of Mortgage Lending at One Nevada Credit Union, takes us deep into the strategic imperative facing credit unions today. As financial institutions nationwide enter budget planning season, Tony reveals why leveraging member data...
Every Loan is a Gift: Embracing Stewardship in Mortgage Banking
What if we approached each day in mortgage lending not as a series of transactions, but as opportunities to be good stewards of the gifts we've been given? Mark Seeley, AVP of Mortgage Lending at America's Credit Union, brings this refreshing p...
Policy Crossroads: Credit Union Challenges in an Uncertain Regulatory Environment
Financial regulation is undergoing a seismic shift, creating unprecedented challenges for credit unions and mortgage lenders. Our expert guest, Leah Dempsey, a Shareholder with Brownstein Hyatt Farber Schreck, walks us through the complex polic...
Mid-Year Reflections: Triumphs, Regrets, and Spicy Challenges
Ever wonder what happens when a team of mortgage industry professionals willingly subjects themselves to progressively spicier hot sauces while reflecting on their year? The ACUMA team delivers exactly that in their annual mid-year review episo...
Redlining and Fair Lending: Why Credit Unions Can't Let Their Guard Down
Imagine a world where nobody's watching. Would you still do the right thing? This thought-provoking question lies at the heart of our enlightening conversation with Jon Seward, former Department of Justice fair lending enforcement leader and cu...
