ACUMA ONpoint

How A Small Team Built Big Momentum And What We’re Planning Next

Team ACUMA Season 3 Episode 101

Year-end reflections are only useful if they’re honest, and that’s exactly where we go. We relive the moments that truly moved our community, an after party that validated creative risk, a rock paper scissors icebreaker that turned strangers into allies, and a pet partners activation that brought calm and joy to a packed annual. Alongside the wins, we get candid about what fell short: convention center logistics that thinned out late sessions, AV and lighting cues that needed tighter coordination, and a reminder that food quality can influence how people feel about everything else in the day.

From there, we lay out a sharper 2026 playbook for credit union mortgage professionals: three experiential summits designed for practical learning and real connection. Dallas adds that honky tonk energy and live music for fast rapport, St. Louis pairs content with a behind-the-scenes look at Anheuser-Busch to mirror operational excellence, and Baltimore brings heritage and innovation together at the Inner Harbor and Guinness Open Gate. We also double down on our network meetings for servicing and underwriting, and expand YPN with monthly meetups so emerging leaders get more reps, more mentorship, and more visibility.

You’ll hear why we’re shifting back to integrated hotel venues to improve session stickiness and casual collisions, how we’ll sequence general sessions with big panels and solo voices for better rhythm, and what we’re changing about production prep to keep live moments crisp. We also open up about the personal side of delivery, time, balance, and the discipline to slow down when the calendar finally does. Through it all, our focus stays on tangible member value: cleaner messaging around data products like our HMDA-driven analysis, clearer “why now” framing, and formats that make people want to stay in the room.

If this conversation resonates, subscribe, share with a colleague, and leave a quick review. Your feedback shapes the experiences we build next.

SPEAKER_00:

The views and opinions expressed in this podcast do not necessarily reflect the views or positions of Acuma, its board of directors, its management staff, or its members. The podcast discussion presented is conversational in nature and for general information only.

SPEAKER_02:

This is Acmas on Point Podcast. On today's episode, the staff will dive into our end-of-the-year review where we'll sit down and talk about 2025, the good, the bad, and the ugly. Ladies and gentlemen, boys and girls, hello, and welcome to Akmazon Point Podcast, a series, folks, I'm sharing the stories of people who are making a positive impact in the credit union mortgage industry. I'm your host, Peter Benjamin. Joining me today is the amazing team, Acuma, Chris Okorfmacher, Director of Events and Member Relations, Justin Hawkins, Director of Marketing Communications, and the famous Cameron Hinton, Associate Director of Events and Member Relations. Team, how's it going? Don't join us. Hi. You are there. Thank you. Hey, Peter.

SPEAKER_04:

It's going awesome. Good to see your face.

SPEAKER_02:

I'm good. You too, Krista.

SPEAKER_01:

It's awesome.

SPEAKER_02:

I love I love the enthusiasm, Cam. Love the enthusiasm. All right. Guys, you know, this is our normal end-of-the-year review. We'll talk about favorite moments, lessons learned, things we're looking to uh for next year. Uh, but of course, before we get to that, let's dive into what's what's going on over at Acuma. Justin the Hawk, what's the latest and greatest happening with Acuma? And how are you doing today?

SPEAKER_03:

I'm good, Peter. How are you? Living the dream. I love it. All right. Well, if uh anybody didn't get to hear our Thanksgiving episodes, happy Thanksgiving, and happy holidays to everyone out there listening. Um, well, we gotta we're actually kind of in this weird quiet moment. And I say that because it's about to get really busy really fast and we're really excited about it. But can I say stupid busy? Is that okay? I'm gonna say stupid busy. Yeah, we're we're about to be stupid busy. Like, I mean, if you can imagine the acima team running around with their heads cut off like little chickens, that's what we're gonna look like for the next 30 days. Um, because we're we're getting ready for our summits. Uh, we're gonna be opening registration in early January. So if you missed last year's experiential summit meetings uh meeting, then you're not gonna want to miss it this year. We didn't just double down, we kind of tripled down on it. So we're gonna have three different meetings this year for our summits. We're gonna be in Dallas from March 24th and 25th, St. Louis April 14th to April 15th, and Baltimore from Baltimore, Maryland from April 28th to 29th. It's the only one I said to state, just in case everybody wasn't sure Baltimore's in Maryland. But uh I was I was confused for a second. Uh you know, I was just trying to make it complicated for one. Um but uh and then all of our Q1 uh network meetings, those are gonna be um coming up uh pretty soon. Uh so stay on the lookout for those. And then beyond that, we have our webinar series, those are happening all year round. I think there's one happening tomorrow as well. So be sure to head over and attend that if you're interested. And also our favorite on-point podcast.

SPEAKER_02:

Our favorite. It's our favorite. All right, guys. Well, let's let's do this. Um, you know, the famous, notorious, infamous, whatever you want to call this, end of the year review with the Acma team. All right. So as always, we just go around the horn and just share favorite moments, um, you know, things that we really want to focus on improving because you know, I think this team does it very well. You know, we we I don't want to say we learn from our mistakes, but we are very good at fine-tuning and perfecting the things that we do. I think as a small team, you almost have to be able to do that, evolve and adjust. Uh, because if we don't, we keep repeating the same mistakes and we keep not learning from them. We're just we're not gonna can one, we're gonna go crazy. Uh two, uh, I think none of us uh we all have that personality of almost like a perfectionist. None of us are are satisfied with subpar. So and then of course we'll we'll we'll focus on next year. So let's let's first start with favorite moments. Um any of you can go uh first. Um I'm I'm happy to, but uh actually, Cam would pick on you. What was your favorite moment? Although I I have a good sense of what it is. Your your your favorite moment from this year.

SPEAKER_01:

What's your good sense of what it is? I'm just curious.

SPEAKER_02:

Uh coming back to work to see me.

SPEAKER_01:

Well, it was very fun coming back. I mean, it was hard for sure coming back, but in some ways, but also very exciting just to get back into the routine of things. But um, as many of you know, or maybe you don't know, I had a baby um in March of this year. So I was out for just a bit. Um, but I came back in June. And pretty much from the moment I got back, it was everything was focused on annual. So um that was the core, I guess, part of my year Acuma-wise. And the moment um relating to Acum, at least the after party that we had this year was awesome. Um the turnout was great and it was something new that we did. So I was curious to see how it was gonna go. Um and it was amazing. So I'm excited. I was excited to to see that happen and also to continue that in the future. Um but yeah, that's my favorite moment from this year.

SPEAKER_02:

Okay, love it. Um, you you were lucky. You you got to pretty much, you know, skip the first half of events. Um you didn't have to go through that craziness. But uh, you know, of course, we were excited to have you back.

SPEAKER_01:

Um I I missed uh I missed the summit though, which I'm excited to attend those this coming because it's the it's a little bit different than um the last time I attended one. So it'll be nice to see that.

SPEAKER_02:

That's be awesome. Awesome. Uh I'll go next. I think for me, my favorite moment or moments honestly are rock, paper, scissors. Hands down. You know, yeah. Especially Savannah. You know, those the people in both Savannah and Seattle went absolutely crazy during rock our rock, paper, scissors networking event. You know, that we that we uh what we started networking events or activities uh last year or two years ago. Last year. No, it was it was no last year we did uh tracking the case. The year before we did uh Himalayas, yeah, yeah, and climbing the summit. But this year we we switched it up and did uh rock, paper, scissors. And that energy and the noise coming out of those rooms, especially Savannah, uh was just uh awesome to watch. It was awesome to watch, you know, these 30s, 40s, 50 something people year old people, you know, going back to being 10 years old again and playing rock, paper, scissors. Um it was that that was my personal uh favorite moments. I just thought they were awesome.

SPEAKER_04:

You do come up with some hare-brained, albeit good uh icebreakers, Peter.

SPEAKER_02:

Thank you. Thank you, thank you.

SPEAKER_04:

You're welcome. Usually you say stuff and I'm just like, mm-hmm. But that one worked well.

SPEAKER_02:

It did. It did.

SPEAKER_04:

It did.

SPEAKER_02:

All right. Krista, you you go next.

SPEAKER_04:

Okay, awesome. So for me, um, since we did the mid-year hot wings, hot ones, whatever review, I'm kind of focusing on the second half of the year with these questions. So for me, my favorite moments um were at annual for the second half of the year. I loved having the pet partners there and the dogs and the fluffy kitty that was there. So I think our attendees um stop. Um I think our attendees enjoyed the dogs. Um, so looking forward to hopefully repeating that um next year in Vegas.

SPEAKER_02:

And then um just a couple other just just real quick, going back to the pet thing.

SPEAKER_04:

Yeah.

SPEAKER_02:

I'm very upset still by this. The number of people who said that they spent hours petting dogs and they all they wanted was to take home a dog, and they were upset that they couldn't take home a dog, even though they didn't live in Denver.

SPEAKER_04:

Yeah, I mean, what are you gonna do? Throw it on the plane?

SPEAKER_02:

Yeah, no, but like it was people loved it. Like they yeah, just being over I mean, and and I only sat down with um uh one of the dogs. It was what I want to call it, was it wasn't a lab. Wasn't a lab, um something like that. Um, and it was sweet dog, sweet, sweet, sweet dog. Yeah, I didn't come close to that cat though.

SPEAKER_04:

Oh my god, I love cats. He reminded me of the cat I had. So and Justin, were you mad because you didn't get to see the little tiny horse?

SPEAKER_03:

No, the pony.

SPEAKER_04:

Okay, the pony. Are we back on that again?

SPEAKER_03:

Yes, we are. Like you promised us a pony. We I didn't promise.

SPEAKER_04:

I said it was a pony.

SPEAKER_02:

We even promised the king, we even promised the community that there might be a chance of this new pony.

SPEAKER_04:

A chance. You promised a chance.

SPEAKER_02:

I said it might might be a chance, right?

SPEAKER_04:

Okay, so moving on.

SPEAKER_02:

Um promised me a pony.

SPEAKER_04:

Yeah, we'll get over it. You'll be fine. Um the other thing I loved was Miles the mascot and the cheerleaders, and we always try to like find some kind of fun local thing when we're at the destinations we are at for annual. And I think Cameron and I started working on that in like February, and we didn't even get confirmation that they were coming until pretty much like the end of August. So it took us months to confirm Miles and the cheerleaders, but they showed up and it was cool. And I love that they were in the exhibit hall with us too. So I like that. And then one final quick little thing is we always tease slash get annoyed at Peter when he has like 97 speakers on our agendas. Um, but the panels this year in the general session were like stacked with amazing speakers. And I really think our attendees enjoyed those panels a lot. Um and just reflecting back on that, there we just had some amazing people that were on these panels that were on our stage in Denver and sharing their wisdom with our attendees. So um don't get your don't don't even think about it for next year, Peter. But I'm sure you already are. But we're gonna plan panels better. We're gonna do like a big panel, one speaker, a big panel, one speaker. Because having two panels of like eight people back to back is crazy.

SPEAKER_02:

Don't tell me what to do.

SPEAKER_04:

Okay, well, I'll just switch the agenda whether you like it or not.

SPEAKER_03:

All right, justin. Well, just to kind of throw my thunder because my favorite moment was the pet partner. So I thought that was a really cool, unique thing that we did this year. Um I thought it was fun to see people engaging and interacting and just going to play with the the pets because I mean, Peter, you kind of brought up the the 10-year-olds on the playground, right? With the rock, paper, scissors. I mean, that's what we got to see with adults and little puppies and dogs and cats. I think there was a cat, maybe. See, there were cats. See, I just assumed there were cats. I stayed away from them. But uh the dogs were just adorable, and watching people play and have a good time with them, that was really cool to see. I'm actually shocked you didn't talk about the baseball game. I mean, I enjoyed the baseball game. It was the blue wahoos. I love baseball. Baseball's always fun, but I was trying to keep it, you know, more event related. Because I mean, I was also thinking about when we scared the when we scared the pee out of Krista. That was pretty fun. That was a fun moment.

SPEAKER_04:

In Savannah, yeah, that was nice. Thank you.

SPEAKER_03:

Yeah, just jumping out from behind a bush. Yeah.

SPEAKER_04:

Yeah.

SPEAKER_03:

Yeah. But no, the baseball game was awesome. I I I mean, you know how much I love baseball. So uh getting to go to a minor league game. Um, I try to go to a game if we're it's baseball season and we're in town somewhere and there's a game going on. I do try to go to a baseball game as much as I can. Um, but getting to see the blue wahoos, getting to see minor league games, um, those are always fun because those are the hopefully those are the next generation of LOB players. Hopefully they make that get they get the call one day. Hopefully. That was a beautiful stadium. That was a gorgeous stadium, actually. Oh, for minor league games, that was easily top five of the ones I've been to. Um how many have you been to? Five? No, about seven. No. Um I've probably been for minor leagues. I've probably been to about 15 or 20. Oh, right, really? That's all right.

SPEAKER_02:

Yeah, I'm just gonna get I'm guessing you've been to was it Nimio Nimeo Park, whatever, here here in uh my area uh with the keys. Yeah, yep.

SPEAKER_03:

In there, I've done uh buoy up there as well. Or I've done buoy based socks for minor league. I've done Nashville Sounds. So I went to them a lot as a kid. That stadium's changed, so but that that's a story for another day.

SPEAKER_04:

Most boring four hours of sports in my entire life. Sorry, Justin. Thank God they had boxed wine. They had boxed wine, so that was really exciting.

SPEAKER_03:

Yeah, it wasn't four hours, it was like two and a half.

SPEAKER_04:

Still long, long enough. How long is the normal game?

SPEAKER_03:

Um, now that they've got the pitch clock, it's like two and a half, three hours. The fastest game I've ever sat through was like two hours. And that was we didn't even stay the whole time. No, we left in the eighth inning. We didn't get to see the end of it, and that was just because the blue waggers were putting up beating on the the biscuits. Biscuits.

SPEAKER_02:

Biscuits. Biscuits. All right. Still great names, by the way. Seriously. All right, so let's let's go on to lessons learned. I'll go first with this one. Yeah, I mean, I have a few that I think that we need to you know kind of continue to assess, continue to figure out how we do better. Um, you know, for me, you know, I'm gonna start off with you know, Acuma subscriptions and the Humder Report. I think it's a fantastic product that we put out. And I I think it's a something that will provide a good analysis for our members to understand how to lend better. I'm gonna start off by saying that. I I I I just wish there was a way for us to be able to get it out to our members where more of them are willing to take advantage of it. Um and maybe you know the lesson learned from this is that you know, you know, the the with them has to be we have to do a better job of explaining the with them. And I I don't really know how we do that because I thought it was self-explanatory. Like we showed the data points, we we talked about what they can learn. Um, we even walked through it, and I want to say in a few webinars to kind of tease it up. But I I I just really wish that people would have taken advantage of a bit more. Uh another one, um, yeah, I although I liked Miles and the cheerleaders, and this is just silly, I kind of wish people would have stayed around in the in the general session, that kickoff session, to kind of watch them. People started filing out a little too early. Um I kind of just wish people would have stayed because you know that they were, you could tell that you know the cheerleaders were kind of like, well, what's going on? Everyone's leaving, right? Um, but anyways, um, just timing. And the final thing I have is and that convention center. Um, as much as I liked, and I thought it was awesome that we were in Denver and the convention center, you know, uh, I don't necessarily know if if we want to go back to a convention center anytime soon because of all of the unknown things and uncontrollable that go into having an event at a convention center, it is a thousand times easier having it at an all-in-one hotel, at least from my viewpoint. Um even when you compare the last day, day three, when we did Acuma X, which was by the way awesome. I uh if that if I had a second favorite moment, Acuma X was my second favorite moment. Um but if you think about it, comparatively speaking, the number of people that showed up to Acuma X, if we were to compare Acuma X to last year or even the year before when we were at the Bellagio and the Gay Lord, I felt there's a more people stuck around at those two locations than did this year because of the convention center and it being separate and you know the additional time that it took them to walk and not just roll out of bed and walk downstairs, right? So lessons learned. I mean, I think you know, there's nothing we can do about it. I mean, I think something we've already learned these lessons and we're we've already made the the necessary changes. But those are the things that I I have on my radar to kind of improve upon. Anyone else can go? Justin, how about you go?

SPEAKER_03:

Oh man, this is always the hardest question for me. Uh it's not because I don't learn lessons, it's just because I try to think about like what did we learn from an event perspective, but then what did I learn from a personal or professional perspective? And I think the the thing that I and I you know I don't mind being somewhat vulnerable here, but the thing I think I struggle with the most uh is uh time. Uh just there's never enough time for me. Um and I I I feel like I get really worked up sometimes with uh some of the stuff that we have going on. And uh I know that I know, right? People would never expect that of me. No, I'm just a little high strung. Like you said in the beginning, we're we're the reason why we are the able to do what we do is because we're somewhat a perfectionist, and I I kind of lean in on that a little bit more, I think, uh, with myself. And so um just the thing that I'm learning more about myself is just to kind of step back and you know, it's gonna get done. It will get done. I know it will because I don't have a button in me that says that you know you're you can fail. Um, but just knowing that it's gonna get done and learning from that as a personal professional perspective. Um I'm just kind of trying to figure out that as I kind of continue and move forward, especially, you know, and I kind of teased it at the beginning like you, you know, we have three summits coming up and we're gonna be chickens with our heads cut off. Like I, you know, I I kind of expressed it all to you last week, like uh I'm just waiting for the ball to drop. And i it's literally like that that that emotion that I'm trying to uh just learn that, you know, it's gonna be okay. So it's a little personal. I get it, but no, I love it.

SPEAKER_02:

I love it. Camcho.

SPEAKER_01:

Yeah, I think a little bit similar to Justin, um again, sort of relates to the same theme, but having a baby at home, it's changed, I guess. Or just it just it's made it way more important to improve my time management skills. Um something that I always thought I was pretty good at, but it's more of a challenge as I'm sure all of you can relate since you all have kids, but it's just something that I've had to focus on a bit more. Um I can actually, I mean, and I'm aware of it, but I've improved how fast I can do certain things. Um, but it's just always a battle, I guess. And it's a nice part about working at home or from home for the most part. Um, but it's also hard. So I think that's just something I have to continue to work on. Um but it's certainly a lesson. And then relating back to Acuma, I think Chris already mentioned it a little bit, but this year at annual, just some of the um sessions, perhaps maybe scheduling them a little bit different, um, just so that there aren't so many uh speakers back to back, just getting them all mic'd up um is a little bit of a challenge um back to back. So those are two things for me, just from this year.

SPEAKER_04:

Um yeah, so Peter, um I definitely align with you. I had my notes here on um the queuing for the general sessions, just like it was it was just all a little off uh this year, like the lighting a little bit, and not all the sessions, just mostly with Miles and the cheerleaders and the band and stuff like that. So, and the band the next morning that we had the you know, the Bronco drumline, and it just it was frustrating to me. So that's just something for me to make sure that I'm going over, you know, with our A V team and the lighting team and the scripts and like making sure the queuing is just better on that. Um agree the conference convention center was a bit challenging, like there were just so many moving parts and and so many different divisions that seemed to work with each other, but then seemed to not. So it was just really making sure that like nothing got dropped um or you know, juggling all of those balls, which is just wild. Um, the food drives me crazy, and there is absolutely we have no control. It's like the weather, right? You cannot control what kind of eggs are going to be served. And I know that our attendees uh comment about it, which is great, and they should, but it's just something that really frustrated. It's frustrated me for like 20 years in this industry. Like you cannot control the food, and it can make or break, you know, somebody's day, kind of, you know. So that to me is um is always frustrating. And some places have amazing food and some places don't. So um, yeah. So those were just kind of my my thoughts. And I actually will just tee off of what all of us have been saying. I think um this year has been very crazy and very busy. And I think when it quiets down, I feel like we've all been taking a little bit more of an advantage of that this year. So, you know, when we have maybe one week where there's not a zillion meetings and we're not all having to like travel again, you know, take care of yourself. You know, go for a walk in the morning and you know, don't sit down at your computer at 5 a.m., give yourself a little grace, you know, and have an extra cup of coffee or whatever. So I've been trying to do that also. Um, and I think it's wise for us because we are incredibly fast-paced and um what we do in a day, the four of us, is pretty extraordinary. So giving ourselves some grace during the quiet periods, I think, is really meaningful.

SPEAKER_02:

Mm-hmm. Mm-hmm. All right. Uh, next question. Uh, what are you looking for forward to in 2026? We have a lot going on. Um, if anything, you can argue that we have more going on. What are you looking forward to next year? Justin, start with you.

SPEAKER_03:

Um, I'm looking forward to December 31st next year. Yep. When it's all over No, I'm kidding. I I tell my kids that all the time. They're like, oh, what was your favorite part about vacation? Oh, getting there. What was your favorite part? Was the worst part going home? No, uh, seriously. I I'm I'm looking forward to the summits. Um, I really love those events. Um I think that they were they were something that were started whenever Cameron and I came on board, and maybe that's why they I held them a little bit closer. Um, it's just because we got to help uh mold and build them into what they have become. Um, but I really like those, how they've evolved into the experiential part, and I think that we have some really cool experiences planned uh this year. Um, we get to uh dust off our cowboy boots and go to a honky tonk, you know? So like that would be fun. A couple breweries are in there, and who doesn't like the good taste of beer? Um, nobody on this team does them, I promise.

SPEAKER_02:

Uh Cameron. Okay, Cameron, you like salvage Cameron.

SPEAKER_03:

Cameron, at least we use it.

SPEAKER_01:

Sometimes, yeah. I'll I'll get one, but it's not my preference.

SPEAKER_02:

They might have wine.

unknown:

Yeah.

SPEAKER_03:

It might be on a box.

SPEAKER_02:

Yeah, it either has to be a box or it has to come in one of those big jugs. Those are the best. Was it Sutton Home or something like that? Yeah. Uh no, I guess.

SPEAKER_04:

That's very lovely.

SPEAKER_02:

Arbor mist, yeah. There you go.

SPEAKER_04:

Ew, you guys, gross.

SPEAKER_03:

Nothing better. Arbor mist. But no, I'm really looking forward to the summit events. I think uh our members love those as well. I think that they're um really special because it just gives our members a chance to open up and really share. And, you know, it's kind of what makes credit unions a little bit unique in that regard, is that they're not so closed off and competitive with each other. Um, they're willing to share the ideas and how to overcome obstacles and uh those kind of things. And those summits are built around those discussions.

SPEAKER_02:

So let's go, Cam. What'd you what did you learn? What are you looking forward to?

SPEAKER_01:

Excuse me.

unknown:

Yeah.

SPEAKER_01:

So the summits as well. Um, that's one thing. I as Justin said, I was a part of it when we first started these. Um, but I had not been to a summit yet where we had the experiential component be such a large part. Um, so this will be my first year attending and helping put together um these events with that experience that's such a a large part of what why people want to go and the networking portion of it. Another thing, um, our network meetings. I'm really looking forward to seeing those grow. Again, this year we added servicing and then also underwriting, which are super, super popular. Um, so looking forward to seeing those grow and also YPN. As you guys know, I'm heavily involved in that. And next year we will be having um our normal YPN quarterly meetings, but also a monthly meetup where everyone can come together and just chat, network, get to know each other. So super excited to get that going and see how it goes.

SPEAKER_02:

Okay. Awesome. Krista.

SPEAKER_04:

Yes. So um, so I'm actually really excited about the cities we have for 2026. I think we've done a really nice job of like spreading our locations across the United States from San Diego to Vegas to Dallas to St. Louis to Baltimore. So I really think um, you know, we're reaching all of the parts of the US and hopefully all of our credit unions will be able to join us and all those different destinations. So I'm excited for that. And also to piggyback off what Cameron was saying, um, our networks are really cool and I think people are enjoying those. The amount of discussion we have on those um is great. So it'll be fun to continue with those in 2026 as well.

SPEAKER_02:

Yeah, love it, love it. For me, uh, I think I'm really looking forward to actually all three of the summits. Um, I love the way that they've evolved or that event has evolved and now includes you know experiences, you know. As as Justin mentioned, you were gonna go and do the Billy Bobs, honky tonk. I think that's gonna be awesome. You know, seeing some live music, um, riding an electric bowl, maybe even going to you know, uh, a rodeo or something like that. But I think I think all in all, that's that's a fun experience. You know, with St. Louis, you know, having an event at Anheuser Busch and going on that brewery tour, I think is going to be really, really cool. Um but also meeting at Clydesdale, that would be that would be awesome. Um and I I think, you know, and of course, Baltimore, obviously, it's it's it's a local event uh for you know three of us. Uh but I haven't been to the Guinness Open Gate uh in heck uh three years. Um it's a beautiful property, looking forward to it. I mean, uh love Guinness. Um, but also I mean, staying downtown and in the inner harbor of Baltimore. Uh I I love the inner harbor. I think it's a great place, uh, filled with history. Uh so I mean the the those I think we did really good on the summits, the experiences, the locations, excited for it. Um I that's what I'm really you know geeked up for for next year. So, you know, before we we start um you know transitioning uh to the second segment of our our our end of the year podcast, uh any final thoughts? Any anything else that anyone wants to uh contribute? No? Well, I I guess I I'll say one thing. You know, it's uh I I I say it often and I'll I'll continue to say it. You know, this is you know, we are a team of four and you know small staff workforce. You know, I I know we you know I ask a lot of all of you, and you know, we push ourselves to the limit for the sake of you know this mission, but if I don't say it enough, I apologize. Just thank you, everyone, everyone, for your hard work. Um, we had another successful year, and obviously we couldn't do it as without you and and just being such a close team. So uh looking forward to the future, and um, yeah, just want to say thank you.

SPEAKER_04:

Thank you, Peter. Yes.

SPEAKER_02:

All right, and so let's go ahead and transition to the second segment of our podcast, where as tradition states, we do the most heavily requested segment of dad jokes. So everyone should should have come prepared with two to three dad jokes. We'll we'll each deliver two dad jokes. We reserve that third one just in case one of them flops. Um, but let's go around that horn and share our dad jokes. Krista, you get to go first.

SPEAKER_04:

Why did the pony miss singing at the Christmas concert?

SPEAKER_03:

Why didn't you invited by Krista?

SPEAKER_04:

Justin's seriously.

SPEAKER_02:

Krista loved about ponies. Why did the pony why?

SPEAKER_04:

It was a little horse.

SPEAKER_03:

Oh, that was for you, Justin.

SPEAKER_04:

That was for you.

SPEAKER_03:

We had a whole argument on the fact that ponies are not little horses, but you swore up and down that they are not, and now they are.

SPEAKER_04:

I'm I just put that in one that right in there for you on purpose. You're welcome.

SPEAKER_03:

All right, I liked it. It was good.

SPEAKER_04:

You want me to do one one more, or are we going around?

SPEAKER_03:

No, one more. One more.

SPEAKER_04:

Um, what does Santa use to settle his stomach? Ornaments. Yes, those are both really dumb, but they're funny.

SPEAKER_02:

The little horse one was better. The little horse one was better.

SPEAKER_01:

Perfect.

SPEAKER_02:

All right, all right, Cam, go.

SPEAKER_01:

Why do reindeer like Mrs. Claws so much? She slays. You like it? All right, now I got another one too. How much does Santa pay his reindeer?

SPEAKER_02:

How much?

SPEAKER_01:

Eight bucks. The other one was better, huh?

SPEAKER_02:

No, no, no. Yeah, it was, but that was that was good. That was that was good.

SPEAKER_03:

All right, hot. Yeah, I went theme with uh Christmas holiday as well. So uh how did Scrooge win the football game? How? The ghost of Christmas past. That's okay. My next one's my favorite. Um why did only the letter E get a Christmas present?

SPEAKER_02:

The letter E only get a Christmas present. Why? The other letters were naughty. Or naughty? That's good. Um what do you call it when a snowman throws a temper tantrum? A meltdown.

unknown:

Okay.

SPEAKER_02:

Thank you. Um what's the snowman's favorite snack?

SPEAKER_04:

Ornaments?

SPEAKER_02:

Ice crispy treats. Oh, that one's good too. All right, guys. Well, that wraps up this episode's uh round of dad jokes, and the year dad jokes. Um, we all kind of went for the same theme a little bit, but winter Christmas season. Yeah, it is the time of the year. It is, it is. Well, everyone, thank you very much again for all the hard work that you do for Acima, our members. Um looking forward to 2026. And you know, you know, Cam, Krista, Justin, guys, thank you very much.

SPEAKER_04:

Thank you for your leadership, Peter, and for managing this crazy crew.

SPEAKER_02:

Crazy is an emphasis. And to close out, thank you, all of you. We know your time is valuable. Thank you for tuning in to the latest episode of Acuma's On Point Podcast. We hope you enjoyed it. Until next time, be well, my friends.

SPEAKER_00:

Thanks for listening. We'll see you next time at the Acuma on Point Podcast. If not already, be sure to subscribe and give us a five star rating. For more great episodes and information, be sure to visit us online at Acuma.org. And to get the latest updates, head over to our LinkedIn page.