ACUMA ONpoint
ACUMA ONpoint
Latest Episodes
Great Leaders Build Results By Taking Care Of People
Leadership gets tested when volume drops, timelines tighten, and everyone feels the pressure, so we went back to the fundamentals: take care of people and the results follow. I’m joined by Jose Pascual, Head of Mortgage and Commercial Banking a...
How Credit Unions Say Yes With TPO Lending
Saying “no” to a mortgage request can cost far more than a single loan. When a member has to leave your credit union to find an FHA loan, a VA option, a USDA program, or a non-QM solution, you risk losing the entire relationship, not just the m...
Reverse Mortgages And The Credit Union Blind Spot
A big chunk of your membership is aging into a tough math problem: retirement income goes down, but the monthly mortgage payment stays the same and property taxes, insurance, and healthcare costs keep climbing. That’s why we sit down with Chris...
What New CFPB And NCUA Leadership Could Mean For Credit Union Mortgages
Summer recess doesn’t mean the mortgage policy world takes a break. Peter Benjamin sits down with Leah Dempsey, Shareholder at Brownstein Hyatt Farber Scheck, to map the fast-moving DC updates that directly affect credit union mortgage lending,...
Turning HMDA Data Into Mortgage Market Advantage
HMDA is sitting in plain sight, and most lenders still treat it like a once-a-year reporting requirement. We think that’s a huge miss. HMDA data is a public record of mortgage applications and outcomes that links lenders, borrowers, loan produc...