ACUMA ONpoint
ACUMA ONpoint
Latest Episodes
Turning HMDA Data Into Mortgage Market Advantage
HMDA is sitting in plain sight, and most lenders still treat it like a once-a-year reporting requirement. We think that’s a huge miss. HMDA data is a public record of mortgage applications and outcomes that links lenders, borrowers, loan produc...
You Can Adopt AI Without Losing Control
AI in credit unions can feel like a risk until you see it as a workflow you can test, measure, and control. We’re joined by Eric Burgess, Director of Home Loans at First Commerce Credit Union, to talk about what it really takes to get comfortab...
Is Recapture A Metric Or A Mindset
“Recapture” gets thrown around like a single, simple number, but the truth is messy: there are many definitions, and your strategy can be wrong if your math is fuzzy. We’re joined by Marina Walsh, VP of Industry Analysis at the Mortgage Bankers...
What Team Culture Sounds Like Under Heat
Carolina Reaper hot sauce has a funny way of making people tell the truth. While we work our way through five sauces from The General’s Hot Sauce, our ACUMA team shares the real stories behind this year’s credit union mortgage events, from unfo...
Technology Should Free Us To Be More Human With Members
If AI shows up in your mortgage operation tomorrow, does it make your credit union feel more personal or less? We sit down with Ayo Opeyemi, co-founder of Vertyx, to tackle the fear head-on and replace it with a clearer, more useful framework: ...
