ACUMA ONpoint
ACUMA ONpoint
Latest Episodes
Reverse Mortgages And The Credit Union Blind Spot
A big chunk of your membership is aging into a tough math problem: retirement income goes down, but the monthly mortgage payment stays the same and property taxes, insurance, and healthcare costs keep climbing. That’s why we sit down with Chris...
What New CFPB And NCUA Leadership Could Mean For Credit Union Mortgages
Summer recess doesn’t mean the mortgage policy world takes a break. Peter Benjamin sits down with Leah Dempsey, Shareholder at Brownstein Hyatt Farber Scheck, to map the fast-moving DC updates that directly affect credit union mortgage lending,...
Turning HMDA Data Into Mortgage Market Advantage
HMDA is sitting in plain sight, and most lenders still treat it like a once-a-year reporting requirement. We think that’s a huge miss. HMDA data is a public record of mortgage applications and outcomes that links lenders, borrowers, loan produc...
You Can Adopt AI Without Losing Control
AI in credit unions can feel like a risk until you see it as a workflow you can test, measure, and control. We’re joined by Eric Burgess, Director of Home Loans at First Commerce Credit Union, to talk about what it really takes to get comfortab...
Is Recapture A Metric Or A Mindset
“Recapture” gets thrown around like a single, simple number, but the truth is messy: there are many definitions, and your strategy can be wrong if your math is fuzzy. We’re joined by Marina Walsh, VP of Industry Analysis at the Mortgage Bankers...
